We've all been through that hardship in life and every year we made a resolution that we will start saving something in case of rainy days BUT for some reason we stop and the goal is gone and we are left with nothing.
So this year, my goal is to make it attainable and stick to it. We've been wanting to live the #VanLife and be part of the #VanLifeMovement, I have been trying to figure out what we can do to make it possible and have the best #VanLifeAdventures of our time.
Here's my first step. I think it helps when you post a post-it on your fridge or mirror or by your main door (really anywhere you wanted that will reminds you of THAT goal) to constantly remind you that you are doing the right thing. My Goal is to pay off our debts, pay at least half of our home loan in 10yrs and get our dream Sprinter Van while trying to save a little for our retirement. I know I am starting late at the age of 38 BUT better late than never right?
Here's my first step. I think it helps when you post a post-it on your fridge or mirror or by your main door (really anywhere you wanted that will reminds you of THAT goal) to constantly remind you that you are doing the right thing. My Goal is to pay off our debts, pay at least half of our home loan in 10yrs and get our dream Sprinter Van while trying to save a little for our retirement. I know I am starting late at the age of 38 BUT better late than never right?
So without further do, let's start our $5 dollar challenge this coming new year and the years to come.
How to save $5 a day? That's the big question? Below is my thoughts on how to make it happen.
- You can skip a coffee and a drink when you go out and eat.
- You can skip a salad or your favorite dessert
- Skip one night of eating out and cook at home (if you cant cook, buy something pre-made, it is still cheaper than eating out.
- Bring a lunch to work or school
- If you work part-time, save that 1hr pay on your salary.
- If you are a stay-at-home mom like me, save that $ you save using coupons when you go shopping.
- OR talk to your utility provider and insurance to see if they can lower your monthly payment and use that savings to go to your savings (if you cant do it everyday just make sure you set aside $140 every month)
- Walk your neighbor's dog, mow your neighbor's yard or drive someone (ie UBER driver) even just once a night it will help a lot.
- Just think of ways where you can think you can save something, you dont have to do it everyday just make sure if you cant save $5 a day, save $35/week OR $140 per month.
It may seem daunting in the beginning BUT if you see how it is going to change your life and outlook, i think it is worth it. Look below on how much it will be over time.
- $5 x 7 = $35/week
- $35 x 4 = $140/mo
- $140 x 12 = $1,680/year
- $1680 x 5 = $8,400/5yrs
- $1680 x 10 = $16,800/10yrs
Imagine if you start early and save more than $5 per day, that will be something someday. I would love to hear from you on how you are planning to do it and maybe come back later and let me know how everything's are.
Thank you for being here and wishing you all the best on our challenge!
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